About Credit card

One small change, I believe, would bring Big Savings!!!

Plastic money tightens slowly!!

One can say that the more cash-based a payment is, the more likely it is that people will be cautious about spending.  When you spend money from your wallet, you can see it reducing, which makes you more conscious of your spending habits.  Credit Card, on the other hand, is just a piece of plastic, in which one can’t see the result of the total expenditure for almost a month.  We can conclude that the habit of impulsive spending is reduced if we spend cash rather than plastic money.  Focusing more on the benefits of the card and ignoring the fact, that ultimately, the large amount of money would have to be paid one fine morning….shocks us sometimes. Then we realize did we buy all this if yes then we ask ourselves did we need all this. Reducing cash every time we make our purchase may curtail at least our impulsive purchase to a large extent. Just try.....you would be amazed by the experience....impulse buying will be curtailed to a large extent...Never allow the noose to tighten you, make calculated purchases and enjoy the big saving you make…@ps